FNB Personal Loan with eBucks Rewards
Personal| APR | 12.0–27.75% |
|---|---|
| Amount | R1k–R300k |
| Term | 6–72 mo |
| Speed | Same day |
South African ID · Age 18+ · FNB account
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Finance27 Short-Term Loan
Short-Term| APR | 36.0–38% |
|---|---|
| Amount | R1k–R7.2k |
| Term | 2–2 mo |
| Speed | Within 24 hours |
SA resident, 18+, employed, valid bank account, pass credit checks
Bayport Personal Loan for Government Employees
Personal| APR | 18.0–27.75% |
|---|---|
| Amount | R2k–R250k |
| Term | 6–60 mo |
| Speed | 1-3 business days |
South African ID · Age 18+ · Regular income
Lime24 Short-Term Loan
Short-Term| APR | 36.0–60.0% |
|---|---|
| Amount | R500–R8k |
| Term | 3–3 mo |
| Speed | Same day |
Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Nedbank Personal Loan
Personal| APR | 10.25–27.75% |
|---|---|
| Amount | R2k–R300k |
| Term | 6–72 mo |
| Speed | 1-2 business days |
South African ID · Age 18+ · Regular income
Mulah Short-Term Loan
Short-Term| APR | 36.0–60.0% |
|---|---|
| Amount | R500–R8k |
| Term | 3–3 mo |
| Speed | Same day (apply by 3pm) |
Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Finbond Mutual Bank Personal Loan
Personal| APR | 21.0–27.75% |
|---|---|
| Amount | R500–R25k |
| Term | 3–24 mo |
| Speed | Same day |
South African ID · Age 18+ · Regular income
Boodle Short-Term Loan
Short-Term| APR | 36–60% |
|---|---|
| Amount | R4k–R8k |
| Term | 3–6 mo |
| Speed | Minutes |
Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
Capfin Personal Loan
Personal| APR | 21.0–27.75% |
|---|---|
| Amount | R1k–R50k |
| Term | 3–24 mo |
| Speed | Same day |
South African ID · Age 18+ · Regular salary of R2,000+
Wonga Short-Term Loan
Short-Term| APR | 36.0–60.0% |
|---|---|
| Amount | R500–R8k |
| Term | 3–6 mo |
| Speed | Under 15 minutes |
Cellphone number, SA ID number, bank account details, most recent proof of income
Old Mutual Personal Loan
Personal| APR | 15.0–28.0% |
|---|---|
| Amount | R5k–R200k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
South African ID · Age 18+ · Employed with R3,000+ salary
FinChoice Personal Loan
Personal| APR | 27.0–27.75% |
|---|---|
| Amount | R500–R50k |
| Term | 3–36 mo |
| Speed | Same day |
South African ID · Age 18+ · Regular salary
Capitec Personal Loan
Personal| APR | 12.25–27.75% |
|---|---|
| Amount | R1k–R250k |
| Term | 6–84 mo |
| Speed | Same day |
South African ID · Age 18+ · Regular income
Standard Bank Personal Loan
Personal| APR | 12.25–29.25% |
|---|---|
| Amount | R2k–R300k |
| Term | 6–72 mo |
| Speed | Same day |
South African ID · Age 18+ · Standard Bank account
DirectAxis Personal Loan
Personal| APR | 15.0–27.75% |
|---|---|
| Amount | R2k–R250k |
| Term | 6–72 mo |
| Speed | 1-2 business days |
South African ID · Age 18+ · Regular income
RCS Personal Loan
Personal| APR | 15.0–27.75% |
|---|---|
| Amount | R1k–R100k |
| Term | 6–60 mo |
| Speed | 1-2 business days |
South African ID · Age 18+ · Regular income
Sanlam Credit Solutions Personal Loan
Personal| APR | 15.0–27.29% |
|---|---|
| Amount | R2k–R200k |
| Term | 6–60 mo |
| Speed | 1-2 business days |
South African ID · Age 18+ · Employed with R3,500+ salary
Fasta Personal Loan
Personal| APR | 24.0–27.75% |
|---|---|
| Amount | R500–R8k |
| Term | 3–6 mo |
| Speed | Minutes |
South African ID · Age 18+ · Bank account
Absa Personal Loan
Personal| APR | 12.0–27.75% |
|---|---|
| Amount | R2k–R300k |
| Term | 6–72 mo |
| Speed | 1-2 business days |
South African ID · Age 18+ · Regular income
Letsatsi Finance Personal Loan
Personal| APR | 24.0–27.75% |
|---|---|
| Amount | R500–R8k |
| Term | 3–6 mo |
| Speed | Same day |
South African ID · Age 18+ · Employed with R2,500+ salary
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