Happy Money Personal Loans
Personal| APR | 7.95–35.99% |
|---|---|
| Amount | $5k–$40k |
| Term | 24–60 mo |
US citizen or permanent resident · Age 18+ · Valid SSN
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Upgrade Debt Consolidation Loan
Consolidation| APR | 7.74–35.99% |
|---|---|
| Amount | $1k–$50k |
| Term | 24–84 mo |
| Speed | Next business day funding |
Minimum credit score 580 · US citizen or permanent resident · Verifiable income
Rocket Mortgage by Quicken Loans
Mortgage| APR | 6.875–7.148% |
|---|---|
| Amount | $50k–$3M |
| Term | 180–360 mo |
| Speed | Online application, Rocket Logic verification speeds process |
US citizen or permanent resident · Valid employment and income documentation · Minimum credit score applies
Navy Federal Auto Loan
Auto| APR | 3.89–18.24% |
|---|---|
| Amount | $250–$100k |
| Term | 12–96 mo |
| Speed | Same day |
Military/DoD affiliation · Navy Federal membership · US resident
Splash Financial Student Loan Refinance
Student| APR | 4.96–9.99% |
|---|---|
| Amount | $5k–$500k |
| Term | 60–240 mo |
| Speed | Minutes for prequalification |
US citizen or permanent resident · Bachelor's degree or higher · Minimum income varies by lender
Kabbage Business Line of Credit
Business| APR | — |
|---|---|
| Amount | $2k–$250k |
| Term | 1–18 mo |
| Speed | Same day (online decision) |
FICO score 660+ · Business at least 1 year old · Average monthly revenue $3,000+
Prosper Personal Loan
Personal| APR | 8.99–35.99% |
|---|---|
| Amount | $2k–$50k |
| Term | 24–60 mo |
US citizen or permanent resident · Age 18+ · Valid SSN
LendingClub Debt Consolidation Loan
Consolidation| APR | 5.96–35.99% |
|---|---|
| Amount | $1k–$40k |
| Term | 24–60 mo |
| Speed | Approved in as little as 1 hour, funded next business day |
Minimum credit score 600 · US citizen or permanent resident · Verifiable income
Bethpage Federal Credit Union HELOC
Mortgage| APR | 5.99–7.5% |
|---|---|
| Amount | $10k–$500k |
| Term | 60–240 mo |
| Speed | Apply online |
Homeowner with equity in property · Credit union membership required · Good credit history
Chase Auto Finance
Auto| APR | 5.49–17.99% |
|---|---|
| Amount | $4k–$100k |
| Term | 12–72 mo |
| Speed | Same day |
US resident · Aged 18+ · Good credit history
ELFI Student Loan Refinance
Student| APR | 4.86–8.44% |
|---|---|
| Amount | $10k–$300k |
| Term | 60–240 mo |
| Speed | 2-3 business days |
US citizen or permanent resident · Bachelor's degree or higher · Minimum income $35,000
Best Egg Personal Loans
Personal| APR | 6.99–35.99% |
|---|---|
| Amount | $2k–$50k |
| Term | 36–60 mo |
US citizen or permanent resident · Age 18+ · Valid SSN
SoFi Debt Consolidation Loan
Consolidation| APR | 7.74–35.49% |
|---|---|
| Amount | $5k–$100k |
| Term | 24–84 mo |
| Speed | Same day funding available |
Minimum credit score 680 · US citizen or permanent resident · Employed or have regular income
Rocket Mortgage Review: America's Largest Lender
Mortgage| APR | 6.17–6.5% |
|---|---|
| Amount | $50k–$3M |
| Term | 180–360 mo |
US citizen or permanent resident · Age 18+ · Valid SSN
DCU Auto Loan
Auto| APR | 5.24–18.0% |
|---|---|
| Amount | $500–$150k |
| Term | 12–84 mo |
| Speed | Quick online pre-approval |
US resident · DCU membership (free to join) · Valid SSN
Citizens Bank Student Loan Refinance
Student| APR | 4.89–9.74% |
|---|---|
| Amount | $10k–$500k |
| Term | 60–240 mo |
| Speed | Same day prequalification |
US citizen or permanent resident · Bachelor's degree or higher · Minimum annual income $24,000
Achieve Personal Loans for Debt Consolidation
Personal| APR | 6.25–35.99% |
|---|---|
| Amount | $5k–$50k |
| Term | 24–60 mo |
| Speed | 24-72 hours |
Minimum credit score 640 · US citizen or permanent resident · Verifiable income
Marcus Debt Consolidation Loan
Consolidation| APR | 6.99–24.99% |
|---|---|
| Amount | $3.5k–$40k |
| Term | 36–72 mo |
| Speed | 1-4 business days |
SSN required · US address · Good credit history
Figure Home Equity Line of Credit
Mortgage| APR | 6.75–15.0% |
|---|---|
| Amount | $15k–$750k |
| Term | 60–360 mo |
| Speed | Funding in as few as 5 days |
Homeowner with sufficient equity · Good credit score · Reliable payment history
CarMax Auto Finance
Auto| APR | 5.49–27.99% |
|---|---|
| Amount | $2k–$75k |
| Term | 36–72 mo |
| Speed | Instant pre-qualification |
US resident · Aged 18+