OCBC Personal Loan
Personal| APR | 3.99–12.0% |
|---|---|
| Amount | S$5k–S$250k |
| Term | 12–60 mo |
| Speed | Within 1 business day |
Singapore citizen or PR or foreigner with EP/SP · Age 21-65 · Min annual income SGD 30,000
Expert-Reviewed Loan Comparison
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
| APR | 3.99–12.0% |
|---|---|
| Amount | S$5k–S$250k |
| Term | 12–60 mo |
| Speed | Within 1 business day |
Singapore citizen or PR or foreigner with EP/SP · Age 21-65 · Min annual income SGD 30,000
| APR | 2.48–3.5% |
|---|---|
| Amount | S$10k–S$200k |
| Term | 12–84 mo |
| Speed | Within 1 business day |
Singapore citizen or PR · Minimum age 21 · Minimum annual income SGD 30,000
| APR | 1.48–3.22% |
|---|---|
| Term | 12–360 mo |
| APR | 1.99–9.0% |
|---|---|
| Term | 12–120 mo |
| APR | 3.5–14.0% |
|---|---|
| Amount | S$5k–S$250k |
| Term | 12–60 mo |
| Speed | Within 1 business day |
Singapore citizen or PR or foreigner with EP · Age 21-65 · Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)
| APR | 5.24–5.81% |
|---|---|
| Amount | S$20k–S$150k |
| Term | 12–84 mo |
| Speed | Fast approval with dedicated specialist |
Age 21+ · Singaporean, PR, or foreigner · Purchasing brand new vehicle
| APR | 1.5–5.5% |
|---|---|
| Term | 12–360 mo |
| APR | 3.54–12.0% |
|---|---|
| Amount | S$5k–S$200k |
| Term | 12–60 mo |
| Speed | Within 1 business day |
Singapore citizen or PR or foreigner with EP · Age 21-65 · Min annual income SGD 30,000
| APR | 2.78–3.5% |
|---|---|
| Amount | S$10k–S$200k |
| Term | 12–84 mo |
| Speed | In-principle approval within 1 hour |
Singapore citizen or PR · Minimum age 21 · Minimum annual income SGD 30,000
| APR | 3.22–12.0% |
|---|---|
| Amount | S$3k–S$200k |
| Term | 12–60 mo |
| Speed | Instant approval for existing customers |
Singapore citizen or PR or foreigner with valid work pass · Age 21-65 · Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)
| APR | 5.24–5.81% |
|---|---|
| Amount | S$10k–S$150k |
| Term | 12–84 mo |
| Speed | Quick digital application |
Age 21+ · Singapore citizen, PR, or foreigner · Valid driving licence
| APR | 2.5–12.0% |
|---|---|
| Amount | S$5k–S$100k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Singapore citizen or PR or foreigner with EP · Age 21-65 · Min annual income SGD 40,000
| APR | 2.78–3.88% |
|---|---|
| Amount | S$10k–S$500k |
| Term | 12–84 mo |
| Speed | In-principle approval within 1 business day |
Singapore citizen or PR · Age 21+ · Min income S$30,000/year
| APR | 3.0–12.0% |
|---|---|
| Amount | S$5k–S$200k |
| Term | 12–60 mo |
| Speed | Same day |
Singapore citizen or PR or foreigner with EP · Age 21-65 · Min annual income SGD 30,000
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