JS Bank CashAsaan Personal Loan
Personal| APR | 26.0–30.0% |
|---|---|
| Amount | Rs60k–Rs4M |
| Term | 12–48 mo |
| Speed | Same day via JS Mobile |
Pakistani national · Age 21-60 (salaried) · Minimum salary PKR 70,000/month
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UBL CashPlus Personal Loan
Personal| APR | 23.0–28.0% |
|---|---|
| Amount | Rs50k–Rs3M |
| Term | 12–48 mo |
| Speed | 2-5 business days |
Pakistani national · Salaried or self-employed · CNIC required
MCB Personal Loan
Personal| APR | 25.36–27.36% |
|---|---|
| Amount | Rs50k–Rs2M |
| Term | 12–48 mo |
| Speed | 3-5 business days |
Salaried (private sector, government, armed forces) · Existing credit history with any bank · MCB salary account (1+ year) or existing MCB Car4U customer
Standard Chartered Personal Loan
Personal| APR | 22.0–28.0% |
|---|---|
| Amount | Rs30k–Rs4M |
| Term | 12–60 mo |
| Speed | 10 working days |
Pakistani national aged 21+ (salaried) or 25+ (self-employed) · Valid CNIC · Active email and Pakistan mobile number
Allied Personal Finance
Personal| APR | 28.8–29.8% |
|---|---|
| Amount | Rs30k–Rs3M |
| Term | 12–48 mo |
| Speed | 3-5 business days |
Pakistani national aged 21-59 (salaried) or 21-64 (self-employed) · Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank) · Min 6 months banking relationship
Bank Alfalah Personal Loan
Personal| APR | 29.8–35.0% |
|---|---|
| Amount | Rs50k–Rs3M |
| Term | 12–48 mo |
| Speed | Instant via Alfa App (60 seconds for eligible) |
Pakistani national · Age 21-60 (salaried) · Salaried, self-employed, landlords, housewives, or retired
Faysal Islami Personal Finance
Personal| APR | 30.0% |
|---|---|
| Amount | Rs50k–Rs4M |
| Term | 12–48 mo |
| Speed | Via branch or call 021 111 06 06 06 |
Pakistani national · Age 18-70 at maturity · Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
HBL Personal Loan
Personal| APR | 21.36–35.99% |
|---|---|
| Amount | Rs25k–Rs3M |
| Term | 12–48 mo |
| Speed | Via HBL Mobile App |
Pakistani national · Salaried or self-employed · No collateral or guarantor required