National Bank Personal Loan
Personal| APR | 7.95–14.95% |
|---|---|
| Amount | CA$2k–CA$50k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Canadian resident · Good credit score · Proof of income
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KOHO Credit Building Account
Credit Builder| APR | 0.0–18.0% |
|---|---|
| Amount | Up to CA$10 |
| Term | 4–12 mo |
| Speed | Instant approval |
Canadian resident · 18+ years old · Active bank account
Fora Credit Line of Credit
Personal| APR | 19.9–34.9% |
|---|---|
| Amount | CA$1k–CA$15k |
| Term | 12–100 mo |
| Speed | Same day |
Canadian resident · 18+ years old · Active bank account
CIBC Unsecured Personal Loan Options
Personal| APR | 9.0–10.0% |
|---|---|
| Amount | CA$3k–CA$200k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Canadian resident · Minimum annual income $17,000 gross · Good credit score
Fig Financial Personal Loan
Personal| APR | 8.99–29.49% |
|---|---|
| Amount | CA$2k–CA$35k |
| Term | 24–84 mo |
| Speed | 1-2 business days |
Canadian resident · 18+ years old · Active bank account
BMO Personal Loan
Personal| APR | 8.99–22.99% |
|---|---|
| Amount | CA$2k–CA$35k |
| Term | 12–60 mo |
| Speed | Same day to 3 business days |
Canadian resident · 18+ years old · Good credit history
goPeer Personal Loan
Personal| APR | 8.99–34.99% |
|---|---|
| Amount | CA$1k–CA$35k |
| Term | 36–60 mo |
| Speed | 3-5 business days |
Canadian resident · Credit score 600+ · Active bank account
Tangerine Line of Credit
Personal| APR | 7.45–12.45% |
|---|---|
| Amount | CA$1k–CA$50k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Canadian resident · Tangerine client or new applicant · Good credit history
Scotiabank Personal Loan
Personal| APR | 6.0–10.0% |
|---|---|
| Amount | CA$5k–CA$75k |
| Term | 12–60 mo |
| Speed | 1-2 business days |
Canadian resident · Good credit score · Proof of income
Coast Capital Savings Personal Loan
Personal| APR | 7.99–14.99% |
|---|---|
| Amount | CA$1k–CA$50k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Coast Capital member · Canadian resident · Good credit score
Fairstone Personal Loans
Personal| APR | 29.99–34.99% |
|---|---|
| Amount | CA$500–CA$50k |
| Term | 6–120 mo |
| Speed | Same day |
Canadian resident · 18+ years old · Proof of income
Mogo Personal Loan
Personal| APR | 9.9–46.96% |
|---|---|
| Amount | CA$500–CA$35k |
| Term | 6–60 mo |
| Speed | Minutes (online) |
Canadian resident · 19+ years old · Active bank account
Meridian Credit Union Personal Loan
Personal| APR | 7.49–12.99% |
|---|---|
| Amount | CA$1k–CA$50k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Ontario resident (member) · Good credit score · Proof of income
Desjardins Personal Loan
Personal| APR | 6.95–12.95% |
|---|---|
| Amount | CA$500–CA$50k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Desjardins member · Canadian resident · Good credit history
LendDirect Personal Loan
Personal| APR | 19.9–46.93% |
|---|---|
| Amount | CA$500–CA$25k |
| Term | 6–60 mo |
| Speed | 15 minutes |
Canadian resident · 18+ years old · Active bank account
TD Bank Personal Loan
Personal| APR | 8.99–23.99% |
|---|---|
| Amount | CA$5k–CA$50k |
| Term | 12–84 mo |
| Speed | Same day to 2 business days |
Canadian resident · Good credit history · Regular income
Spring Financial Personal Loan
Personal| APR | 9.99–34.95% |
|---|---|
| Amount | CA$300–CA$35k |
| Term | 12–60 mo |
| Speed | Same day |
Canadian resident · 18+ years old · Active bank account
RBC Royal Bank Personal Loan
Personal| APR | 9.0–13.0% |
|---|---|
| Amount | CA$5k–CA$50k |
| Term | 12–60 mo |
| Speed | 1-3 business days |
Canadian resident · Good credit score · Steady income